Discover Financial Services
(NYSE: DFS), an S&P 500 company, is a leading direct banking and payment services company with one of the most recognized brands in financial service industry. Discover is one of the largest credit card, personal loan and student loan issuers in the US with card payment network in more than 185 countries and territories.
( www.discover.com/company )

Our Shanghai Center of Excellence specializes in data-based decision analytics with the cutting-edge analytical technolgies to provide business solutions to support our company's strategy and business decisions in marketing, risk management, and operations for our various products and services. We are committed to be the best financial services analytical center in China.
Direct Banking
Credit cards
Private student loans
Personal loans
Checking and savings accounts
Certificates of deposit
Payment Services
Discover Network - credit, debit and prepaid cards
PULSE Debit Network - leading ATM/debit networks
Diners Club International - global payments network
We leverage the cutting-edge analytical technology and the data to enhance decision making process to improve the efficiency and profitability as well as customer experiences. Our main areas of focus are:
Risk Management
Make decisions in credit application, portfolio management, pricing strategies, card member engagement and collection strategies.
Marketing Analytics
Design the marketing strategies to target right consumers, and promote the right products to the right people at the right time.
Global Network Analytics
Provide sophisticated analytical support to network volume growth, merchant activation campaign, competitive network pricing strategy and so on.
Banking Business & Corporate Services
Serve the corporate in Banking Business Analysis, Model Risk Management, Internal Audit and Finance.


Discover is proud to be a leader in the financial services industry. We're also proud to offer development opportunities, work/life balance and attractive compensation & benefits that help our employees bring value to life. It's all part of Discover's unique culture based on leadership, innovation and rewards.

Discover Shanghai Center of Excellence demonstrates strong capability in cutting edge analytics. Theres never been a better time to join a company that cares for and develops its employees.
D
OING THE RIGHT THING

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NNOVATION

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IMPLICITY

C
OLLABORATION

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PENNESS

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OLUNTEERISM

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NTHUSIASM

R
ESPECT

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Discover Financial Services